update - i foned again just to check and a really nice gent at hsbc checked for me and confirmed hsbc aren't Cap quests clients as they imply, Hsbc didn't actually sell the debt to them but that it was common place to sell debts on if the original purchaser had failed to collect and he suspects this is what has happened here, finaly he unoficially advised me that if he was me he'd actually sue since they are clearly falsely misleading me and trying to deceptively obtain money from me.
I'm not sure i really want to go down that lane - i just want to forget about it but am just glad that its all over - Crap Quest and its associate cowboy operations letters are now gong straught in the for future reference file in case and heaven help the next one that fones me - thanks for all the info guys - i'm pretty sure that's another poke in the eye for crap quest
ps sorry it took so long for me to post here i was having trouble registering!
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